Welcome to Michael J Clifford Insurance Services ~ With APPS Shirreff Insurance Services, your reliable business insurance provider in Gig Harbor, Port Orchard, Pierce County, Tacoma, WA . We understand that business insurance can be complex, and we are here to provide the answers you need. Explore our comprehensive FAQ to better understand how our insurance coverage can protect your business.
For personalized advice, feel free to reach out to us at 253-858-9879, or click here - 
Our team at Michael J Clifford Insurance Services ~ With APPS Shirreff Insurance Services has gathered some common questions about business insurance to help clarify how it protects your enterprise.
Business insurance protects your company from financial losses caused by unexpected events like theft, property damage, liability claims, or employee injuries. It's an essential risk management tool that can cover a variety of incidents and expenses.
There are various types of business insurance, including property insurance, liability insurance, workers' compensation, commercial auto insurance, business interruption insurance, and professional liability insurance. The coverage you need depends on your specific business and the risks it faces.
Certain types of business insurance, such as workers' compensation, are required by law in many states if you have employees. Other insurance types, like general liability or commercial property, aren't legally required but may be mandated by landlords or lenders. However, it's often a good idea to have these coverages to protect your business assets.
